Structured Settlements, Structured Settlement, Insurance, Annuity Payments and Lottery Winnings

We purchase mortgages, trust deeds & real estate contracts locally and nationwide. We can provide you the funds you need in as little as 3 weeks!

We purchase first, second and wraparound mortgages.
Top dollar paid
No points or hidden fees
Fast Closings

AAA Strategic Capital, Inc. specializes in the purchase of owner-financed notes secured by mortgages. We provide cash liquidity for real estate owners who have sold their property and taken back a mortgage for part of the purchase price. Often times, people find themselves in a position of needing to sell the mortgage for a number of possible reasons.

Our funding capabilities range from $10,000 to $1 million per transaction. Our proven ability to structure purchases of creative seller financing has enabled us to become a predominant nationwide source for sellers of notes, mortgages, and loan portfolios.

In addition to individuals who have taken back seller financing, we work daily with attorneys, title insurance companies, real estate brokers, bankers and mortgage brokers who handle or refer to us mortgage notes for sale. All broker inquiries are welcome.

Our professional Staff and underwriters make closing convenient, simple and secure. After we agree on a full or partial sale of your note via our sale agreement, Strategic will do all the work, including notifying the payor of your mortgage assignment after closing. We utilize a title company or attorney to be certain your mortgage is properly assigned. Strategic will wire funds to your local title company or closing agent.

How We Buy

Once Strategic receives complete documentation, it will take approximately 3 weeks to purchase an owner financed note. After receipt of documentation, a credit investigation is conducted, a spot appraisal (sometimes a full appraisal) is made. Once this information is received, the cash for the purchase of the note is forwarded along with a letter of instructions to the title insurance company. The title insurance company issues its mortgages in favor of Strategic and disburses the cash to the seller at that time.

Mortgage Purchase Plans

We offer flexible and individually tailored plans to meet your specific financial goals. You can select from our Full Purchase, Partial Purchase or Shared Payment Purchase Plans. Call today and let our team of experts assist you in finding the plan that is best for you!

Purchasing Guidelines

AAA Strategic Capital, Inc. can purchase notes secured on a lien on the following types of properties, with loan to value ratios as listed:

----- Single Family, owner occupied -- 80%

1-4 Family, non-owner occupied 75%

Commercial 60%

Land 50%

Required Documents:

Copy of Note
Copy of Mortgage
Copy of Closing Statement
Picture of Property
Copy of Property Insurance Rider

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